Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. To assist you with this, we have arranged competitive travel insurance from Travel & General insurance Company plc to specifically meet your needs on your holiday.
To arrange cover simply indicate on the booking form or call our reservations team on 0870 060 3288.
Should you decide not to purchase our insurance, you must provide us with details of your alternative insurance with your final payment.
The schedule of the cover below sets out a summary of the cover provided by our tailored insurance. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.
Single Trip Policy
SCHEDULE OF COVER
A - Cancellation and curtailment charges:
Up to £5,000
B - Emergency medical repatriation and associated expenses abroad Hospital benefit
Up to £2,000,000 £20 for each 24hr period to a max of £500
C - Emergency assistance in the UK:
Up to £2,000
Personal accident:
Up to £25,000 (age limits apply)
E - Travel delay:
£20 first 12hrs & £10 each subsequent 12hrs to max of £150
Missed departure:
Up to £1,000
Missed connection:
Up to £1,000
F - Personal possessions:
Up to £2,500
Delay baggage (after 12 hours):
Up to £150
Travel documents:
Up to £500
G - Personal money:
Up to £250
H - Hijak:
£50 for each 24hr period to a max of £500
I - Mugging:
£50 for each 24hr period to a max of £500
J - Personal liability:
Up to £2,000,000
K - Legal expenses:
Up to £25,000
Optional cover (available on payment of additional premium) for winter sports and adventure activities.
PREMIUMS INCLUDING INSURANCE PREMIUM TAX
Europe (per person)
Up to 5 days:
£20
Up to 10 days:
£23
Up to 17 days:
£28
Up to 24 days:
£33
Up to 31 days:
£38
Worldwide (per person)
Up to 5 days:
£39
Up to 10 days:
£44
Up to 17 days:
£52
Up to 24 days:
£60
Up to 31 days:
£65
Up to 38 days:
£85
Up to 45 days:
£108
Up to 60 days:
£134
Up to 90 days:
£170
• Children under the age of 2 on the date of departure: Free if accompanied by an insured adult.
• Children under the age of 18 on the date of departure: 75% of adult premium if accompanied by an insured adult
• Family rate: 2.5 times the adult premium rate
• Person aged 66 to 70 on policy inception date: 2 times the base premium
• Person aged 71 to 75 on policy inception: 2.5 times the base premium
• Additional cancellation cover: £30 per £1000 to a maximum of £5000
• Excess waiver: £5 per person
• Optional adventure activities extension: 1.5 times the above premiums
• Optional winter sports extension: 2 times the above premiums
Annual Multi Trip Insurance
If you are a frequent traveller who travels more than two or three times each year it will be more economical for you to purchase an annual multi trip policy. Our policy offers great flexibility and a number of important advantages. To arrange cover simply call us on 0870 060 3288.
PREMIUMS INCLUDING INSURANCE PREMIUM TAX
Period | Europe | Worldwide |
| Adult | £55.00 | £70.00 |
| Family | £110.00 | £140.00 |
• Business travel cover (£33 additional charge)
• Covers journeys up to 31 days
• Winter sports cover (included)
• Cover for adult members of the family to travel independently
• Adventure activities and sports cover (Additional charge will apply)
• Available for persons aged up to 65
Insured Activities
• 4x4 tours/Superjeep Safari (a)(b)
• Aerobics
• Archery
• Badminton
• Beach games
• Clay pigeon shooting
• Cycling
• Fishing (inc. ice)
• Flying light aircraft/helicopters (passenger only)
• Golf (inc. use of buggy)
• Hill walking & rambling
• Horse riding (excluding jumping, polo, safari or ranching)
• Hot air ballooning (passenger only)
• Ice-skating (rink only)
• Jet boating (passenger only)
• Netball
• Parasailing**
• Rafting, canoeing and kayaking (including white water up to grade 3)
• Rollerblading/Skating
• Safari and wildlife tracking (with guide)
• Scuba diving (up to 18 metres)
• Skateboarding
• Snorkelling
• Squash
• Surfing
• Swimming*
• Tennis
• Trekking and hiking (up to a max of 1500m, moderate terrain)
• Volleyball
• Whale watching (organised tour)
• Windsurfing**
• Yachting, boating, sailing ***
* In pool or only on inland waters or coastal waters within a 6 mile limit from land
** Only on inland waters or coastal waters within a 6 mile limit from land
*** Only on inland waters or coastal waters within a 12 mile limit from land
when personally manning the boat. Inlimited distance from land on an organised tour.
Inclusive Winter Sports
The cover provided under Section D (Personal Accident) and Section J (Personal Liability) does not apply to these activities:
• Cross country skiing (with guide)
• Dog sledding
• Horse-drawn sleigh (passenger only)
• Reindeer sleighing (passenger only)
• Snowmobiling
Additional Activities
(Covered on payment of an additional premium).
Abseiling, bungy jumping canyoning, cave tubing, hand gliding, ice climbing, ice driving, mountain biking, parachuting, on piste, quad biking (upto 250cc), rafting (frade 4-5), rock climbing, horse riding (herding animals and safari), scuba diving (up to 40 metres), trekking (up to 4000m).
Important Declaration
An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed, otherwise you may not be covered. In particular, you must be able to make the following declaration for yourself and anyone travelling with you.
As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:
1 are waiting for or has the knowledge of the need for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test;
2 have been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
3 have received treatment, or are waiting to receive treatment, including regular medication, within the last 5 years;
4 have any pre-existing and on-going medical condition that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
5 have been diagnosed by a registered general practitioner as having a terminal condition;
6 know of any circumstances that could be reasonably expected to give rise to a claim under this policy.
If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585
A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.
Cover is available for UK and Republic of Ireland residents only.
Cover is not available for persons age 76 or over.
Failure to comply with the terms & conditions of the policy may result in cover being restricted.